Lending Bee is proud to offer an extensive array of mortgage services to its valued clients. We have devised all-inclusive and standalone packages that are designed to provide you with the most complete mortgage solutions, whatever your circumstances may be.

If you wish to know more about our mortgage services, you may reach our friendly support personnel at our Mortgage Hotline: (818)761-7234.

• 100% Financing
  We offer several no-down payment programs for your every need. For instance, we have set up our Rural Housing Service Loan to help increase the number of loans in rural communities. We also have a 100% financing program for borrowers that have good credit and employment histories, yet have no cash for their down payment. In some instances, the closing costs may be incorporated in the loan amount and there is no mortgage insurance.



• Special Insured Programs
  With Lending Bee’s new LH Underwriting System, we are able to provide home owners insurance quotes and binders faster than ever before, bringing you closer to that desired loan quicker and more efficiently. We also provide low rates from nationally respected and reputable insurance providers.
  Just recently, we have began providing our clients exclusive access to a special Life Policy that pays 100% of their mortgage in case of death or physical disability within 20 years. A 100% complete refund of the premium is provided otherwise. Call us for more information about this remarkable offer.



• Special Refinancing
  We offer Special Refinancing for clients who are under circumstances that prevent them from getting financed conventionally. People who are self employed, have low equity, have gotten a new job, have slow credit, are suffering from foreclosure or bankruptcy are just a few of our specially treated clients. One of our Special Refinancing programs may be the answer you are looking for.



• Credit Problem Programs
  We believe that everyone is entitled to a second chance. That is why we provide a variety of programs to people of all backgrounds, even if they do not meet traditional approval guidelines. While the interest rates on these loans are generally a little higher, our non-conforming mortgages provide an excellent opportunity to rebuild credit, consolidate outstanding debts, make home improvements, or provide additional cash for whatever need you may have.



• New Construction
  We are happy to introduce new homebuyers to our mortgage program for new construction: the "Extended Lock" mortgage. This is available for conventional, FHA, and VA fixed-rate loans. We’ll lock in your interest rate for a maximum of 180 days while your new home is being constructed. Once your home is completed, and it’s time to close the mortgage, you’ll receive the same interest rate you were locked in, even if interest rates have gone up since then! Our New Construction Extended Lock Program locks in all hesitation and releases all your worries from high mortgage rates.



• First Time Home Buyers
  Oh, the joy of having your first home! It is truly a wonderful feeling that is unlike any other. It’s time for you to familiarize yourself with the various financing options you have. We offer several benefits to first time home buyers. Give us a call to schedule a free consultation on purchasing and financing your first home.



• Pre-approval Programs
  Do you share our belief that there is a house just right for you? If you do, we welcome you to take a look at our special Pre-approval Programs, which allow you to assess how much house you can afford, as well as give you valuable information and conditional approval to purchase that house. Pre-approval means that you have successfully qualified for the loan for which you applied prior to having a property picked out. Having an approved loan application means you can begin the closing process on the house as soon as possible! You will receive a formal letter of approval, commonly called a “commitment letter,” that guarantees that they will lend you a specific loan amount conditionally based on an agreed Loan to Value and Property Appraisal. It also details the conditions of the loan. This process is quick, accurate, and free courtesy of Lending Bee.